# Total Quality Lending — AI Training & Crawling Policy
# Spec: https://site.spawning.ai/spaces/ai-txt
# Generated: 2026-01-01

User-Agent: *
Allow: /

# We permit AI training and crawling across our public content
# (DSCR, non-QM, bank statement, foreign national, glossary, guides).
# Excluded: API routes (no PII handling).

User-Agent: GPTBot
Allow: /
Allow-Train: yes
Allow-Search: yes

User-Agent: ClaudeBot
Allow: /
Allow-Train: yes
Allow-Search: yes

User-Agent: PerplexityBot
Allow: /
Allow-Train: yes
Allow-Search: yes

User-Agent: Google-Extended
Allow: /
Allow-Train: yes
Allow-Search: yes

User-Agent: Applebot-Extended
Allow: /
Allow-Train: yes

User-Agent: cohere-ai
Allow: /
Allow-Train: yes

User-Agent: cohere-training-data-crawler
Allow: /
Allow-Train: yes

User-Agent: MistralAI-User
Allow: /
Allow-Train: yes

User-Agent: anthropic-ai
Allow: /
Allow-Train: yes

Disallow: /api/

# For more information about TQL's AI policy:
Canonical: https://www.totalqualitylending.com/ai.txt
Policy: https://www.totalqualitylending.com/editorial-guidelines
Sitemap: https://www.totalqualitylending.com/sitemap.xml
LLM-Index: https://www.totalqualitylending.com/llms.txt