Legal Disclosure

Legal Disclosure

In accordance with the Equal Credit Opportunity Act, Total Quality Lending does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Servicemembers Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

LICENSES

Total Quality Lending supports Equal Housing Opportunity.

NMLS ID# 1933377 (www.nmlsconsumeraccess.org) | (800) 304-1925.

Total Quality Lending is licensed by:

STATE / LICENSE

Licensed to do business in the following states:

Arizona

Arizona Mortgage Broker License No. 1021113

California

Licensed by the Department of Financial Protection and Innovation under the California Financing Law, License No 60DBO-108369

Colorado

Colorado Mortgage Company Registration No. 1933377

Georgia

Georgia Mortgage Lending License No. 1933377

Idaho

Idaho Mortgage Lending License No. 1933377

Illinois

Illinois Mortgage Lending License No. 1933377

North Carolina

North Carolina Mortgage Lending License No. 1933377

Ohio

Ohio Mortgage Lending License No. 1933377

Oregon

Oregon Mortgage Lending License No. 1933377

Tennessee

Tennessee Mortgage License No. 1933377

Texas

Texas Mortgage License No. 1933377

Utah

Utah Residential First Mortgage Notification No. 1933377

Washington

Washington Consumer Loan Company License No. CL-1933377