by | Dec 27, 2021 | Uncategorized | 0 comments


Total Quality Lending
Launches the Dream Initiative

Total Quality Lending launches the “Dream Initiative”‘; Partners with Miracles for Kids to help make childhood dreams come true as part of the new program.

IRVINE, Calif., (September 28, 2021) – Earlier this year, Total Quality Lending, a Private Mortgage Bank in Irvine, CA, announced the launch of its all-new Dream Initiative – a quarterly program that provides a tangible way to give back to deserving individuals and families in and around the local community.  The company’s CEO, Chris Paliska, has always had a passion for helping others and attributes his professional success to that adoration, and to the creation of the Dream Initiative.

“It is a privilege to recognize commendable individuals and provide them with experiences that are unique to their everyday lives,” said Paliska. “My team and I look forward to continuing this program, fulfilling peoples’ dreams and helping those who deserve it most.”

A total of four winners are planned to be selected annually – including two TQL employees, and two families or children in need that are not associated with the company.

The Dream Initiative launched its first dream event in April 2021, awarding a TQL employee – a Processing Manager named Geri Milakovich – a relaxing, full-day getaway with a few of her closest friends.  A limousine picked the group up from Geri’s home in Rancho Santa Margarita, CA and brought them to the luxury Surf & Sand Resort in Laguna Beach.  After spending the afternoon at the Burke Williams spa, Geri and her friends were taken to lunch at Splash at the Surf & Sand Resort, followed by pampering sessions at Beautiful Nails, V Salon & Spa, and Delaney Cool professional makeup, and ended the day with dinner at Mastro’s Steakhouse surrounded by her family and friends.

“Geri embodies everything that we’re looking for in a dreamer,” Paliska noted.  “She is one of the most selfless individuals who is always willing to step in and help – without being asked.  Even following an emergency surgery last year, Geri never took time off from work and stayed dedicated to her clients.  She brings not only passion to her job, but an unmatched work ethic and knowledge that benefits our entire team.”

“I tend to put everything and everyone before myself – my family, my house, and my job come first, and my husband always tells me that I need to do something ‘just for me,’” said Geri. “A quiet day of pampering at the spa and having time to unwind and relax always sounded like a dream, and Total Quality Lending made that happen for me.”

TQL with Miracles for Kids and Zaiden's family at Disneyland

In August 2021, Total Quality Lending partnered with Miracles for Kids – an organization that helps families with critically-ill children fight bankruptcy, homelessness, hunger, and depression – and worked together to identify a child who would be the perfect recipient for the Dream Initiative. They selected Zaiden Rosas as their winner – a 9-year-old young boy who was diagnosed with cancer in April 2015.  Since then, Zaiden has had two bone marrow transplants, undergone CAR T-cell therapy, experienced strokes, and relapsed six times.  Miracles for Kids has supported Zaiden and his family by providing subsidized housing, monthly grants for medical bills, and counseling for the entire family, which has relieved them from some of the emotional and financial devastation caused by childhood disease.

Zaiden had always wanted to go to Disneyland, and TQL took that dream to the next level – providing a limousine, 3-day park tickets for him, his siblings and family, a three-night stay at the Grand California Hotel, and a personal Disney tour guide that gave them front-of-the-line access to all rides and attractions.

“We are so grateful for Miracles for Kids for everything they continuously do for my family, and for Total Quality Lending for giving my son this life-changing experience.  Zaiden has suffered a lot in his short lifetime, and it was amazing to see my little boy enjoy something so extravagant and special,” said Kassandra Childress, Zaiden’s mom.

Paliska added that, “There’s hope out there, no matter what you’re going through – it’s all about your perspective and I saw that through Zaiden.”

To date, Total Quality Lending has selected and awarded two winners in the company’s newly launched Dream Initiative and look forward to continuing the program, making dreams come true for the most deserving members of the community.  For more information, or to nominate someone for the Dream Initiative, please visit or email

More about Total Quality Lending

Total Quality Lending is a Private Mortgage Bank that strives to empower clients to make smarter decisions in Real Estate through providing the combination of service and education through home financing. By working together as one company, TQL puts clients first, and focuses on finding better ways to meet their needs. TQL’s story began to take shape when Chris Paliska and his friends Aaron Vasquez (VP of Sales), and Becky Quarress (Chief Operation Officer) quit their jobs in the pursuit of happiness in all areas of their lives. Prioritizing the 5 cylinders of Faith, Family, Fitness, Wellness, & Business they happened to be able do that through mortgages & part of that is helping people get into homes.

More about Miracles for Kids

Miracles for Kids is a 501(c)(3) nonprofit serving children with life-threatening illnesses and the families that care for them.  By operating programs that provide financial aid, basic needs, and wellness to patients and their families, Miracles for Kids creates stability when families are crumbling from the financial and emotional devastation of fighting for their child’s life.  Founded in 2002, Miracles for Kids is based in Irvine, CA. For more information, please visit