Wednesday we broke down what your credit score means and how it can help or hurt you when applying for a mortgage loan, today we are going to break down how to improve your credit score!

Here are 8 tips that can help you improve your credit score:

1. Get your credit report - check for errors missed payments and other bad marks
2. File a Dispute - Dispute any errors with each of the three credit bureaus, you can also try this with legitimate bad marks
3. Switch Up Your Debt - Consolidating your revolving (credit card) debt into non-revolving debt in a personal loan is a better type of credit. Just don't max out the cards again
4. Ask for a Limit Increase - Getting your cards limit increased improves your credit utilization ratio
5. Add Rent to your Credit Report - You can earn credit for those on-time rent payements by using sites like RentTracker
6. Get a Cosigner - If you aren't able to get a loan on your own, getting a cosigner can help you start building an awesome credit history
7. Ride Piggyback on Someone's Card - Get added to someone's credit card so their on time payments help your credit score
8. Get Tough with Creditors - Negotiate with lenders, especially those with whom you've maybe missed payments.
9. Payoff Maxed-Out Credit cards first - and then pay the rest off, always try to make more than 1 payment a month and more than your minimum paymentWell we hope these tips were able to help you get a better idea as to how to improve your credit! Have a great weekend ?