Maximize Your Short-Term Rental Investment
Estimate cash flow, expenses, and ROI in seconds. Make smarter investment decisions before you buy.
TQL Investment Calculator
Monthly Nights Booked:
21
Monthly Gross Revenue:
$5,775
Monthly Net Revenue:
$3,920
Annual Net Revenue:
$47,040
Get the Complete Picture Before You Invest
Our Short-Term Rental Experts provide fast estimates using market data and typical STR loan metrics, but Every Property is unique. Factors like local occupancy trends, seasonal demand, neighborhood performance, and property-specific amenities can significantly impact your potential returns.
By requesting a full STR analysis, Our experts will:
- Pull detailed market data from trusted partners to show expected occupancy, nightly rates, and seasonal trends.
- Compare your property against similar listings in your area to forecast potential cash flow.
- Identify expenses you might not have considered, including HOA fees, management costs, and maintenance.
- Highlight financing options tailored to short-term rental investors.
- Connect you with a local STR expert who can provide insights specific to your market and investment goals.
Want a Full STR Analysis for Your Property?
Provide your property details and contact info, and our experts will generate a complete report with financing options.
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You Might Be Wondering…
What is a short-term rental (STR) loan?
An STR loan is designed for properties rented for fewer than 30 days at a time, like vacation homes or Airbnb rentals. These loans consider projected rental income and property performance, not just traditional income qualifications.
How is STR financing different from a regular mortgage?
Unlike a standard mortgage, STR loans often use your property’s potential rental income to help you qualify. They also offer more flexibility for investors who own multiple properties or operate them as businesses.
What types of STR loans does Total Quality Lending offer?
We offer a range of financing options including DSCR loans, Hybrid Loans, and Conventional Loans. Each is tailored to short-term rental investors.
Can I qualify if I’m a first-time STR investor?
Yes. We work with both first-time and experienced investors. Even if you don’t have existing rental income, our team can use projected STR income to help structure the loan.
How do you calculate projected rental income for an STR?
We use a combination of market data, occupancy trends, and comparable rental performance to estimate potential revenue through our Data Partners.
How accurate is the calculator on this page?
Our calculator provides a quick estimate using average market data and typical STR loan metrics. Every property is unique, so for a more accurate and personalized analysis including local market trends, occupancy rates, and loan options, our team can run a deeper review tailored to your goals.
What expenses should I include when analyzing an STR property?
Common expenses include cleaning fees, management, insurance, taxes, HOA fees, and maintenance. The calculator helps you account for these when estimating your cash flow.
Does location really make a big difference in STR returns?
Absolutely. Markets with strong tourism, consistent demand, and favorable regulations tend to perform best. Our advisors and Investor Concierge can help you analyze locations and identify strong ROI opportunities.
Can I use STR income to refinance my property later?
Yes. Once your STR shows consistent income, it can be used to refinance into a better rate or access equity for your next investment.
What’s the next step after using the calculator?
You can schedule a quick call with a TQL advisor to discuss your financing options and get personalized STR insights.