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Legal Disclosure

Category

Legal

Last Updated

December 1, 2025

Legal Disclosure

In accordance with the Equal Credit Opportunity Act, Total Quality Lending does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Servicemembers Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

LICENSES

Total Quality Lending supports Equal Housing Opportunity.

NMLS ID# 1933377 (www.nmlsconsumeraccess.org) | (800) 304-1925.

Total Quality Lending is licensed by:

STATE / LICENSE

Licensed to do business in the following states:

Alabama

Consumer Credit License

License: #23142

Arizona

Mortgage Broker License

License: #MB – 1021113

California – DFPI

Financing Law License

License: #60DBO - 108369

Colorado

Mortgage Company Registration

License: None

Connecticut

Mortgage Lender License

License: #ML-1933377

Florida

Mortgage Lender License

License: #MLD2087

Georgia

Mortgage Lender License

License: #1933377

Idaho

Mortgage Broker / License

License: #MBL - 2081933377

Illinois

Residential Mortgage License

License: MB. 6761610

Indiana – DFI

Mortgage Lending License

License: #55607

Iowa

Mortgage Banker License

License: #2022-0126

Michigan

1st Mortgage Broker/Lender License

License: #FL0024215

Minnesota

Residential Mortgage Originator License

License: # MN – MO - 1933377

North Carolina

Mortgage Lender License

License: #1-200082

Ohio

Residential Mortgage Lending Act Certificate of Registration

License: #RM.804714

Oklahoma

Lender Name Registration Other Trade Name #1

License: #LNR14813

Oklahoma

Mortgage Lender License

License: #ML014812

Oregon

Mortgage Lending License

License: #1933377

South Carolina – BFI

Mortgage Lender / Servicer License

License: #MLS - 1933377

South Carolina- BFI

Mortgage Lender/Servicer License – Other Trade name #1

License: MLS – 1933377 OTN #1

Tennessee

Mortgage License

License: #1933377

Texas – SML

Mortgage Company License

License: #None

Virginia

Broker License

License: #MC-7552

Virginia

Lender License

License: # MC - 7552

Washington

Consumer Loan Company License

License: # CL - 1933377

Wisconsin

Mortgage Banker License

License: # 1933377BA

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In no event will Total Quality Financial, Inc. DBA Total Quality Lending be liable for any loss or damage including and without limitation to indirect or consequential loss or damage, or any loss or damage whatsoever arising out of, or in connection with, the use of this website. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Certain restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. I agree to be contacted by Total Quality Lending via call, email, and text. To opt out, you can reply “stop” at any time or click the unsubscribe link in the emails. Message and data rates may apply.
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Total Quality Financial, Inc. DBA Total Quality Lending NMLS # 1933377. Licensed by the Department of Financial Protection and Innovation under the California Financing Law.
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These materials are not from HUD or FHA and were not approved by HUD or a government agency. Equal Housing Lender. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, License No 60DBO-108369, Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #1933377.

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