A Debt Service Coverage Ratio (DSCR) loan measures a property’s ability to generate enough income to cover its debt payments, crucial in real estate financing and investment.
A Rental Portfolio is a collection of investment properties owned by an individual or entity, typically for generating rental income and building long-term wealth.
Bank Statement Loan
A Bank Statement Loan is a mortgage option for self-employed or business owners who use their bank statements to verify income, bypassing traditional income documentation.
A Renovation Loan provides financing for purchasing and renovating a property in one package, making it easier for investors to flip or improve real estate.
A Non-QM Loan is a mortgage options that doesn’t meet traditional “Qualified Mortgage” criteria, often designed for those with unique financial situations of unconventional income sources.
Hard Money Loan
A Hard Money Loan is a short-term, asset-based loan typically used for real estate investments, secured by the property’s value rather than the borrower’s creditworthiness.
BRRRR Method Financing
the BRRRR Method (Buy, Rehab, Rent, Refinance, Repeat) is a real estate investment strategy that involves purchasing, renovating, renting, refinancing, and reinvesting to build a property portfolio.
Short-Term Rental Loan
A Short-Term Rental Loan is typically used for Air Bnb, Vrbo and Vacation Short-Term Rentals. It allows you to use the Short-Term Rental income to Qualify for the Mortgage.