VA Loans

What Is a VA Loan

A VA loan is a home loan offered to veterans or active members of the U.S. military. Additionally, a spouse of a deceased veteran may qualify

How Can I Benefit From Applying For A VA Loan?

*This type of loan does not require a down payment to be made on the home. VA guarantees the loan and reimburses the lender any losses if the borrower defaults, but they will NOT receive financial help from the VA.

Tips For Taking Out A VA Loan

While this type of loan does not require a down payment to be made in order to be approved, a one-time fee may be required that can be financed through the loan. This loan may be one of the most affordable options for home buyers, but as with any loan decision, you’ll want to discuss your situation with your loan officer to strategize about the best plan for you and your family.

Have questions or need more info? Contact us today! We’d love to sit down for a few minutes for a free consultation on which type of mortgage we recommend.

*A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Total Quality Lending is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

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    Phone: (800) 304-1925



    630 W. Carmel Drive, Suite 160

    Carmel, IN 46032


    3420 Bristol Street, Suite 600

    Costa Mesa, CA 92626


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