Brand Disambiguation
What Does TQL Mean?
TQL stands for Total Quality Lending — a direct DSCR and non-QM mortgage lender for real estate investors. We’re not affiliated with Total Quality Logistics, the freight brokerage. Here’s the full picture.
TQL — the mortgage lender
In mortgage lending, TQL means Total Quality Lending — a California-headquartered direct lender that finances investor rentals, short-term rentals, multi-unit residential properties, foreign national investments, and non-QM owner-occupied loans. We work primarily with real estate investors, self-employed borrowers, business owners, and foreign nationals who don’t fit the conventional bank box.
The legal entity is Total Quality Financial, Inc., doing business as Total Quality Lending. The company holds NMLS license #1933377 and is regulated by the California Department of Financial Protection and Innovation under License No 60DBO-108369. We’re licensed to lend in 43 U.S. states.
Borrowers and partners commonly refer to the company as TQL — it’s the natural three-letter abbreviation, and the company’s email domain is tqlend.com. Both “Total Quality Lending” and “TQL” refer to the same company.
TQL the lender vs TQL the freight broker
The acronym “TQL” is also used by Total Quality Logistics, a freight brokerage company headquartered in Cincinnati, Ohio. The two companies share an acronym but are not affiliated in any way — different industries, different ownership, different states, no operational connection.
TQL (this site)
- Full name:
- Total Quality Lending
- Industry:
- Mortgage Lending (DSCR, non-QM)
- Headquarters:
- California
- NMLS:
- #1933377
- Domain:
- totalqualitylending.com
Total Quality Logistics
- Full name:
- Total Quality Logistics
- Industry:
- Freight Brokerage
- Headquarters:
- Cincinnati, Ohio
- NMLS:
- N/A (not a lender)
- Domain:
- tql.com
If you’re reading reviews about “TQL” and they mention freight, trucking, dispatching, or load boards — that’s the other company. If they mention mortgages, DSCR, closing speed, or rental property financing — that’s us.
TQL meaning — FAQs
What does TQL stand for?
TQL stands for Total Quality Lending — a direct private mortgage lender headquartered in California, NMLS #1933377. The legal entity is Total Quality Financial, Inc. doing business as Total Quality Lending.
What does TQL mean in mortgage lending?
In mortgage lending, TQL refers to Total Quality Lending, a non-QM and DSCR mortgage lender for real estate investors, self-employed borrowers, and foreign nationals. The acronym appears on closing documents, the company's NMLS profile, and Google reviews.
Is TQL the same as Total Quality Logistics?
No. TQL (Total Quality Lending) is a California mortgage lender. Total Quality Logistics is a separate, unrelated freight brokerage company headquartered in Cincinnati, Ohio. The acronyms collide but the companies are in completely different industries with no affiliation, ownership, or operational connection.
Why is Total Quality Lending called TQL?
TQL is the natural three-letter abbreviation of Total Quality Lending — borrowers, partners, and Google reviewers commonly use TQL as shorthand. The company's email domain is tqlend.com.
How do I know I'm dealing with the right TQL?
Verify any TQL contact by looking up NMLS #1933377 on the NMLS Consumer Access database. Total Quality Lending's website is totalqualitylending.com and email domain is tqlend.com. If a TQL contact is offering freight brokerage or trucking services, that's the other company — not us.
Now you know TQL means Total Quality Lending
Talk to a loan officer about your next investment property.