Nationwide DSCR Lender
DSCR Loans by State
Total Quality Lending offers DSCR investor loans across 43 U.S. states. Each state listed below has its own program details, overlays, and rental-market context. Looking for a full DSCR loan overview? Visit our DSCR loan guide. New to investor financing? Brush up on the terms with our DSCR definition and the PITIA glossary entry.
DSCR Loans Available in 43 States
Total Quality Lending offers DSCR investor loans in every state listed below. Select your state for program details, LTV, credit guidance, and any state-specific overlays.
- Alabama DSCR Loans
- Arizona DSCR Loans
- Arkansas DSCR Loans
- California DSCR Loans
- Colorado DSCR Loans
- Connecticut DSCR Loans
- Delaware DSCR Loans
- Florida DSCR Loans
- Georgia DSCR Loans
- Idaho DSCR Loans
- Illinois DSCR Loans
- Indiana DSCR Loans
- Iowa DSCR Loans
- Kansas DSCR Loans
- Kentucky DSCR Loans
- Louisiana DSCR Loans
- Maine DSCR Loans
- Maryland DSCR Loans
- Massachusetts DSCR Loans
- Michigan DSCR Loans
- Minnesota DSCR Loans
- Mississippi DSCR Loans
- Missouri DSCR Loans
- Montana DSCR Loans
- Nebraska DSCR Loans
- New Hampshire DSCR Loans
- New Jersey DSCR Loans
- New Mexico DSCR Loans
- New York DSCR Loans
- North Carolina DSCR Loans
- Ohio DSCR Loans
- Oklahoma DSCR Loans
- Oregon DSCR Loans
- Pennsylvania DSCR Loans
- South Carolina DSCR Loans
- Tennessee DSCR Loans
- Texas DSCR Loans
- Virginia DSCR Loans
- Washington DSCR Loans
- Washington, D.C. DSCR Loans
- West Virginia DSCR Loans
- Wisconsin DSCR Loans
- Wyoming DSCR Loans
Related loan programs
DSCR is one of several investor and non-QM programs at Total Quality Lending. Explore the other product hubs that may fit your scenario.
Foreign National DSCR
Investment property loans for non-U.S. citizens. Up to 75% LTV, 680+ credit or No Credit Score, loans to $1.5M.
DSCR 5–8 Units
Larger residential and mixed-use multifamily. Up to 75% LTV, loans $400K–$2M for experienced investors.
All Non-QM Programs (Prime Time)
Standard Doc and 6 alt-doc paths — bank statements, P&L, 1099, written VOE, asset utilization. Up to 90% LTV, loans to $4M.
Conventional Mortgages
Agency Fannie Mae and Freddie Mac loans. FICO from 620, down payments from 3%, up to the FHFA conforming limit.
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