Nationwide DSCR Lender
DSCR Loans by State
Total Quality Lending provides DSCR investor loans in 43 states — up to 80% LTV, credit scores from 640, and loan amounts to $3.5M. Qualify on the property’s rental cash flow, not your personal income. Choose your state for details.
Full-program states (21)
Traditional and business-purpose loans, including DSCR.
- Washington DSCR Loans
- Oregon DSCR Loans
- Idaho DSCR Loans
- California DSCR Loans
- Arizona DSCR Loans
- Colorado DSCR Loans
- Texas DSCR Loans
- Minnesota DSCR Loans
- Wisconsin DSCR Loans
- Michigan DSCR Loans
- Iowa DSCR Loans
- Illinois DSCR Loans
- Indiana DSCR Loans
- Ohio DSCR Loans
- Tennessee DSCR Loans
- North Carolina DSCR Loans
- South Carolina DSCR Loans
- Georgia DSCR Loans
- Alabama DSCR Loans
- Florida DSCR Loans
- Connecticut DSCR Loans
DSCR & business-purpose states (22)
Business-purpose investor loans, including DSCR.
- Montana DSCR Loans
- Wyoming DSCR Loans
- Nebraska DSCR Loans
- Kansas DSCR Loans
- Oklahoma DSCR Loans
- New Mexico DSCR Loans
- Missouri DSCR Loans
- Arkansas DSCR Loans
- Louisiana DSCR Loans
- Mississippi DSCR Loans
- Kentucky DSCR Loans
- West Virginia DSCR Loans
- Virginia DSCR Loans
- Pennsylvania DSCR Loans
- New York DSCR Loans
- Massachusetts DSCR Loans
- New Jersey DSCR Loans
- Delaware DSCR Loans
- Maryland DSCR Loans
- Washington, D.C. DSCR Loans
- New Hampshire DSCR Loans
- Maine DSCR Loans
Related loan programs
DSCR is one of several investor and non-QM programs at Total Quality Lending. Explore the other product hubs that may fit your scenario.
Foreign National DSCR
Investment property loans for non-U.S. citizens. Up to 75% LTV, 680+ credit or No Credit Score, loans to $1.5M.
Multi-Unit DSCR (5–8 / 2–8 Mixed Use)
Larger residential and mixed-use multifamily. Up to 75% LTV, loans $400K–$2M for experienced investors.
Prime Time (Standard + Alt Doc)
Standard Doc and 6 alt-doc paths — bank statements, P&L, 1099, written VOE, asset utilization. Up to 90% LTV, loans to $4M.
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