The investor blog, written by the people who help fund your deals.
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Condotel Financing 101: Can you Get a Loan on a Condotel?
We fund the condotels other lenders refuse.
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First-Time Investors: What to Know Before Buying Your First Investment Property
The number to run, the three loan routes, and the credit and ownership requirements Total Quality Lending sets for first-time investors.
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How to Find Short-Term Rental Properties That Actually Cash Flow
Check the rules, test the revenue and line up financing before you fall for a listing. Here's the order that finds the best short-term rentals.
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What Is the Best Loan to Buy an Airbnb?
The best loan for an Airbnb depends on your strategy. Learn how Conventional, DSCR, and Hybrid STR loans compare.
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98 posts
Asset Depletion Loans for Investment Property: Qualify With Your Savings
How an asset depletion loan turns your account balances into qualifying income, and how the Hybrid Investor Loan adds the property’s rent.
Can You Get a Mortgage With Just a P&L Statement?
Whether a profit and loss statement alone can qualify you for investment property, and how it compares with DSCR and the Hybrid Investor Loan.
When Should You Use Bank Statements to Qualify for a Mortgage?
Self-employed with heavy write-offs? Here’s when bank statements beat tax returns for qualifying on your next rental property.
First-Time Investors: What to Know Before Buying Your First Investment Property
The number to run, the three loan routes, and the credit and ownership requirements Total Quality Lending sets for first-time investors.
Can a Foreign National Buy an Investment Property in the US?
Who can buy, where state law draws lines, how a DSCR loan qualifies you without U.S. income, and the tax rule at sale.
Ways to Qualify for a Mortgage: Full Documentation, Bank Statements, 1099s, DSCR and More
Eight ways to qualify for a mortgage, from tax returns to bank statements to DSCR, and how to match the path to how you earn.
DSCR Loan Down Payment: How Much You Actually Need
Most DSCR loans close with 20 to 25 percent down and our programs reach 85 percent LTV. What decides where your file lands, and why down payment is not cash to close.
Mixed-Use Loans: Financing Commercial Space with Commercial Space Above
How a storefront with residential units above qualifies on rent, and the occupancy, credit and rental limits to know before you make an offer.
Non-Warrantable Condo Loans: Why Other Lenders Say No
Why the building, not your credit, gets most investor condo loans declined, which flags matter, and how to get the deal funded.
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