Foreign National Mortgage Programs
U.S. Investment Property Loans for Foreign Nationals
Non-U.S. citizens, visa holders, and ITIN borrowers can finance U.S. rental property with Total Quality Lending. No SSN required. No U.S. tax returns. Up to 75% LTV in 43 states.
Programs by borrower profile
H1B Mortgage
Tech, healthcare, engineering, finance H1B holders buying U.S. rental property.
L1 Visa Mortgage
Intracompany transferees from foreign employers — no U.S. employment history needed.
E2 Treaty Investor
E2 treaty investors operating U.S. businesses — skip the K-1 underwriting headaches.
ITIN Mortgage
Borrowers using an Individual Taxpayer Identification Number instead of an SSN.
Bay Area Foreign Nationals
SF, South Bay, and Silicon Valley investment property for tech-sector foreign nationals.
How to Start Investing
First-time foreign investor playbook — from picking a market to closing remotely.
Or view the Foreign National DSCR program with state-specific details →