Total Quality Lending

Investment Property Calculators

Test a property’s assumptions before you choose a financing structure. Calculators provide estimates; appraisal, rent documentation, credit and program rules determine the final loan review.

Find my financing path

Run the numbers

Use actual property costs wherever possible, and test lower income or higher expenses as well as the base case.

DSCR calculator

Estimate eligible rental income relative to principal, interest, taxes, insurance and association charges.

Short-term rental calculator

Explore STR cash-flow assumptions and request a property analysis.

Understand the calculations

Connect the estimates with the documentation and expense rules used in a loan review.

DSCR ratio calculation

Understand the numerator, payment and what a ratio means.

How STR income is calculated

Review 12-month averaging and extraordinary expense adjustments.

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In no event will Total Quality Financial, Inc. DBA Total Quality Lending be liable for any loss or damage including and without limitation to indirect or consequential loss or damage, or any loss or damage whatsoever arising out of, or in connection with, the use of this website. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Certain restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. I agree to be contacted by Total Quality Lending via call, email, and text. To opt out, you can reply "stop" at any time or click the unsubscribe link in the emails. Message and data rates may apply. Total Quality Financial, Inc. DBA Total Quality Lending NMLS #1933377. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, License No 60DBO-108369. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Equal Housing Lender.

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