Homes, condos and residential rentals
Explore the collateral requirements that can change the right financing path.
Single-family homes
Match owner occupancy or rental use to the right income method.
Condominiums
Review the individual unit, association and project.
Condotels
Hotel-style operations need specific property and income review.
Non-warrantable condos
Identify the project issue before selecting an alternative program.
2–4 units
Compare residential rentals with an owner-occupied multi-unit home.
Rural properties
Review acreage, residential use, access and program limits.
Larger buildings
Small commercial and mixed-use properties have separate income, vacancy and experience requirements.